Business Loans

Neo Business Finance offers a wide range of business loan solutions, making us your go-to partner for securing the right funding.

About Business Loans

Fixed-term, fixed-rate business loans offer a flexible solution for a wide range of needs, from driving business growth to managing short-term cashflow. With terms typically ranging from 3 months to 6 years, these loans are often supported by a simple director guarantee, making them accessible and straightforward.

For businesses requiring longer-term funding, additional options may be available, although these will usually require some form of security. Our expertise ensures we can guide you through the most suitable solutions, helping you secure the right funding to support your business goals.

Types of Business Loans

Here are just some of the business loan options we can help you secure.

Working Capital

A flexible cashflow boost to help cover day-to-day expenses, upcoming costs, stock purchases, or provide a reliable financial buffer when needed quickly and efficiently for businesses.

Business Development Loan

Targeted funding designed to support business growth, including recruitment, refurbishment, relocation, expansion, or acquisitions, helping you scale operations with confidence.

Merchant Cash Advance

A short-term, revenue-based funding solution repaid through a percentage of card sales, ideal for seasonal businesses needing flexible, performance-linked repayments.

Straightforward application process

Our team will be on hand to guide you through the process from.

1. Eligibility Check

Quick and simple eligibility check.

2. Online Application

Complete your application online easily.

3. Fast Approval

Fast and efficient approval process.

4. Funds Available

Access funds quickly when approved.

We use e-signatures wherever possible, with the goal of making the finance process as simple and straightforward as we can—so you can focus on what matters most: running your business.

Business Loans FAQs

Read our most frequently asked questions about business loans.

A business loan can be used for a wide range of requirements, from growth/acquisition plans through to simply working capital/cash flow boosts.

We can support a wide range of business across virtually all sectors. Our minimum loan size for Limited businesses in £10k, and our minimum for non-Ltd businesses is £25k.

Repayment terms are flexible and can range from 3 months to 6 years.

Get in touch with us today either through our ‘contact us’ page or simply by giving us a call. We will discuss everything with you and guide you through the application process from start to finish.