FAQs

We can help businesses cover any VAT, corporation tax or self-assessment tax liabilities. These loans help regulate cash flow by splitting these bills into more manageable monthly repayments, whilst keeping HMRC fully paid up to date and on time.

We can support a wide range of business across virtually all sectors. Our minimum loan size for Limited businesses in £10k, and our minimum for non-Ltd businesses is £25k.

Typically a VAT loan would be funded over 3 months to align with your VAT quarters, although there can be exceptions. Corporation tax loan terms generally range from 3-12 months, but it’s best to get in contact with us so we can tailor the right solution for you.

Get in touch with us today either through our ‘contact us’ page or simply by giving us a call. We will discuss everything with you and guide you through the application process from start to finish.

Asset Finance helps businesses spread the cost of essential purchases, protecting their short-term capital and allowing for manageable monthly repayments. With the added security of the asset itself, rates are usually lower than those for an unsecured loan, and there can often be tax-saving capital allowances too for these purchases, meaning asset finance can be an extremely cost-effective method of financing.

We can support a wide range of business across virtually all sectors. Our minimum loan size for Limited businesses in £10k, and our minimum for non-Ltd businesses is £25k. We can fund both new and used assets, and can even look at refinance of existing assets as a way of raising capital.

Repayment terms vary based on the age and type of the asset, but typically range from 12 months up to 84 months.

Get in touch with us today either through our ‘contact us’ page or simply by giving us a call. We will discuss everything with you and guide you through the application process from start to finish.

Invoice finance allows you to release capital that is otherwise tied up in outstanding invoices. Rather than having to wait for these invoices to be paid, invoice financing allows you to utilise that working capital immediately, enabling you to get on with growing your business without being held back by cash flow restrictions.

There are three main types of invoice financing, depending on your specific needs.

• Invoice factoring – a funding and collections service, where the provider chases and collects outstanding invoice payments on your behalf.
• Invoice discounting – a funding-only solution, without the above collections service.
• Selective invoice finance – For specific invoices, where you want the benefits of factoring but only for certain, specific invoices/debtors.

The costs can vary depending on the provider and the type of service you choose. Typically, fees include a service fee (for managing the facility) and a discount fee (similar to interest on the funds advanced). These costs are usually calculated as a percentage of your invoice value and can depend on factors such as your turnover, the volume of invoices, and the creditworthiness of your customers.

Get in touch with us today either through our ‘contact us’ page or simply by giving us a call. We will discuss everything with you and guide you through the application process from start to finish.