Tax & VAT Funding

Neo Business Finance provides tailored tax and VAT funding solutions, helping you manage HMRC liabilities efficiently.

About Tax & VAT Funding

HMRC bills can place significant pressure on the cash flow of any business, particularly when large payments fall due at short notice. VAT and tax funding provides a practical solution by allowing you to spread the cost into manageable fixed monthly repayments.

This helps maintain healthy cash flow, giving your business the flexibility to operate and grow without disruption. By restructuring your liabilities in this way, you can ensure HMRC is paid on time and in full, avoiding penalties, interest, and surcharges while keeping your finances stable and predictable.

Types of Tax & VAT Funding

Here are just some of the tax and VAT funding options we can help you secure.

VAT Loan

Generally a 3 month facility whereby the lender pays your VAT bill on your behalf, often direct to the HMRC, with 3 fixed monthly repayments. An ideal cashflow regulatory tool for most businesses, whether used for one-off unusually large VAT bills, or used on a revolving basis for consistent VAT quarters where businesses would prefer a monthly debit rather than the four quarterly spikes.

Corporation Tax Loan

Can be funded on terms from 3 months up to 12 months with flexible options. This facility allows businesses to keep hold of their hard-earned profit for a little longer, whilst keeping the HMRC fully paid up to date. Fixed monthly repayments on the agreed term allows for easy cash management, and the funds can be kept and put to use elsewhere in the business.

Straightforward application process

Our team will be on hand to guide you through the process from.

1. Eligibility Check

Quick and simple eligibility check.

2. Online Application

Complete your application online easily.

3. Fast Approval

Fast and efficient approval process.

4. Funds Available

Access funds quickly when approved.

We use e-signatures wherever possible, with the goal of making the finance process as simple and straightforward as we can—so you can focus on what matters most: running your business.

Tax & VAT Funding FAQs

Read our most frequently asked questions about tax and VAT funding.

We can help businesses cover any VAT, corporation tax or self-assessment tax liabilities. These loans help regulate cash flow by splitting these bills into more manageable monthly repayments, whilst keeping HMRC fully paid up to date and on time.

We can support a wide range of business across virtually all sectors. Our minimum loan size for Limited businesses in £10k, and our minimum for non-Ltd businesses is £25k.

Typically a VAT loan would be funded over 3 months to align with your VAT quarters, although there can be exceptions. Corporation tax loan terms generally range from 3-12 months, but it’s best to get in contact with us so we can tailor the right solution for you.

Get in touch with us today either through our ‘contact us’ page or simply by giving us a call. We will discuss everything with you and guide you through the application process from start to finish.